Two lawsuits filed against the same Iowa dealer group in 2026 have renewed attention on floorplan lending fraud. In March 2026, Ford Motor Credit alleged that the dealer group, Sky Auto Mall, had double-floored 81 vehicles — financing the same inventory with two lenders at once — and sought $6.6 million in damages, according to …
Floorplan Lending Fraud in 2026: Where VIN Verification Fits Read More »
In January 2026, Fitch Ratings’ index tracking subprime auto loan delinquencies — loans at least 60 days past due — reached 6.90%. That was up sharply from a pandemic-era low of 2.58% in May 2021, as reported by Auto Remarketing, citing Fitch data. Under the methodology in effect at publication, the 6.90% reading was the …
Catalytic converter VIN etching programs and state recordkeeping requirements address different parts of the same problem, but both rely on accurate vehicle identifiers. A VIN that passes applicable structural checks — including, for VINs subject to U.S. requirements, NHTSA’s 17-character format and check-digit rules — and returns manufacturer-reported attributes has more value later. An officer …
How VIN Decoding Supports Catalytic Converter Etching and Recordkeeping Read More »
VIN decoding for insurance claims gives adjusters a manufacturer-reported reference for a vehicle’s year, make, model, and trim — a starting point for comparing that record against the claim file, title, and vehicle. VinLiNK™ from ESP Data Solutions decodes a VIN into report tiers covering vehicle identity, warranty/MSRP data, specifications, and manufacturer recall information. The …
VIN decoding for EV marketplaces gives listing platforms a consistent way to identify electric vehicles — matching year, make, model, and trim across listings from dealers, private sellers, and trade-ins. VinLiNK™ from ESP Data Solutions provides VIN reports with core vehicle identity data and, depending on the report and available source data, dimensions, warranty information, …
VIN Decoding for EV Marketplaces and Electric Vehicle Listings Read More »
VIN decoding for rental fleets gives rental and car-sharing operators consistent vehicle records when adding inventory, moving vehicles between locations, supporting host-supplied listings, or reviewing an incident. A VIN decoder turns a 17-character vehicle identification number into structured data that can help teams identify and organize vehicles without relying only on manually entered descriptions. VinLiNK™ …
VIN Decoding for Car Rental and Car-Sharing Fleets Read More »
VIN decoding gives warranty administrators a structured vehicle record to check against contract and repair-order data. Used at intake, it can identify discrepancies before they become claim-time exceptions. Used during a claim, it gives reviewers a consistent reference for confirming the vehicle under contract. VinLiNK™ does not determine whether a claim is fraudulent or replace …
VIN decoding helps dealerships turn a vehicle identification number into structured data for inventory intake, online listings, appraisals, and service workflows. Using one decoded record can reduce repeated data entry and make it easier to keep year, make, model, trim, engine, and other available attributes consistent across connected systems. Why Dealer Inventory Data Becomes Inconsistent …
VIN Decoding for Dealer Inventory: Accurate Listings at Scale Read More »
