Industry News

Other news posts related to industry (not necessarily only to ESP Data).

Section 232 auto tariffs and VIN country-of-origin verification — ESP Data Solutions

Section 232 Auto Tariffs: Can a VIN Verify Country of Origin?

Section 232 auto tariffs no longer come down to one flat rate. The original 25% additional duty took effect for specified automobiles on April 3, 2025, and for specified automobile parts on May 3, 2025, under Proclamation 10908. Since then, country-specific arrangements have set different combined rates for the EU, the UK, Japan, and South …

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Vehicle title washing verification workflow — VIN decoding, NMVTIS title check, and physical inspection

Vehicle Title Washing: A Verification Workflow for Dealers and Auctions

Vehicle title washing can make a previously branded vehicle appear to carry a clean current title. For dealers and auctions, no single check resolves that risk on its own. VIN decoding can confirm the vehicle attributes tied to a VIN match the listing. An NMVTIS report adds title and brand-history indicators. A physical inspection reveals …

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Floorplan lending fraud in 2026 — ESP Data Solutions industry news graphic

Floorplan Lending Fraud in 2026: Where VIN Verification Fits

Two lawsuits filed against the same Iowa dealer group in 2026 have renewed attention on floorplan lending fraud. In March 2026, Ford Motor Credit alleged that the dealer group, Sky Auto Mall, had double-floored 81 vehicles — financing the same inventory with two lenders at once — and sought $6.6 million in damages, according to …

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Subprime auto loan delinquencies hit a record in 2026 — ESP Data Solutions industry news graphic

Subprime Auto Loan Delinquencies Hit a Record in 2026: What It Means for Lenders and the Used-Car Market

In January 2026, Fitch Ratings’ index tracking subprime auto loan delinquencies — loans at least 60 days past due — reached 6.90%. That was up sharply from a pandemic-era low of 2.58% in May 2021, as reported by Auto Remarketing, citing Fitch data. Under the methodology in effect at publication, the 6.90% reading was the …

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VIN decoding for catalytic converter VIN etching and recycler recordkeeping

How VIN Decoding Supports Catalytic Converter Etching and Recordkeeping

Catalytic converter VIN etching programs and state recordkeeping requirements address different parts of the same problem, but both rely on accurate vehicle identifiers. A VIN that passes applicable structural checks — including, for VINs subject to U.S. requirements, NHTSA’s 17-character format and check-digit rules — and returns manufacturer-reported attributes has more value later. An officer …

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VIN decoding for insurance claims — verifying vehicle identity and flagging fraud indicators

VIN Decoding for Insurance Claims: Verifying Vehicle Identity and Flagging Fraud Indicators

VIN decoding for insurance claims gives adjusters a manufacturer-reported reference for a vehicle’s year, make, model, and trim — a starting point for comparing that record against the claim file, title, and vehicle. VinLiNK™ from ESP Data Solutions decodes a VIN into report tiers covering vehicle identity, warranty/MSRP data, specifications, and manufacturer recall information. The …

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VIN decoding for EV marketplaces

VIN Decoding for EV Marketplaces and Electric Vehicle Listings

VIN decoding for EV marketplaces gives listing platforms a consistent way to identify electric vehicles — matching year, make, model, and trim across listings from dealers, private sellers, and trade-ins. VinLiNK™ from ESP Data Solutions  provides VIN reports with core vehicle identity data and, depending on the report and available source data, dimensions, warranty information, …

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VIN decoding for rental fleets — ESP Data VinLiNK report tiers

VIN Decoding for Car Rental and Car-Sharing Fleets

VIN decoding for rental fleets gives rental and car-sharing operators consistent vehicle records when adding inventory, moving vehicles between locations, supporting host-supplied listings, or reviewing an incident. A VIN decoder turns a 17-character vehicle identification number into structured data that can help teams identify and organize vehicles without relying only on manually entered descriptions. VinLiNK™ …

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